Data · London Commute Cost Index 2026

What does commuting in London cost?

An honest, sourced comparison of the real monthly and yearly cost of getting to work in London — by electric moped, cargo e-bike, Tube and car.

See pricing Book a test ride

By Marco Colomban, Managing Director · Updated July 2026

How much does it cost to commute in London in 2026?

In 2026, the realistic ways to commute across London range from about £125 a month to over £300 a month. A Moon Fleets electric cargo-bike subscription is the cheapest motor option at £125/month all-inclusive and needs no licence; an electric moped subscription is £179/month all-inclusive. A Zone 1–3 Tube travelcard costs £201.60/month (2026 TfL pricing), and running a small petrol car costs roughly £317/month before ULEZ and congestion charges (RAC 2026).

Over a year that is about £1,500 for the cargo e-bike, £2,148 for the moped, £2,419 for the Tube (at the monthly rate) and about £3,800 for a small car. The moped and e-bike prices already include servicing, GPS and an anti-theft lock, with third-party insurance on the mopeds — the cargo e-bikes are EAPCs, which by law need no insurance. Both are fully electric, so there is no £12.50/day ULEZ charge, no £15/day Congestion Charge and no road tax. The only extras are home charging (about £2 a week) and, for the mopeds only, a one-off CBT (around £130, valid two years).

The index

London commute cost, side by side (2026)

London commute cost index 2026 — monthly and annual cost by mode
	Moon Fleets cargo e-bike	Moon Fleets electric moped	Zone 1–3 Tube travelcard	Small petrol car
Monthly cost	£125	£179	£201.60	£317
Annual (×12)	£1,500	£2,148	£2,419	£3,804
What you get	Bike + servicing, GPS, lock	Moped + insurance, servicing, GPS, lock	Travel only	The car only
Door-to-door	Yes	Yes	No	Yes
Licence	None	CBT	None	Full
ULEZ / road tax	£0	£0	n/a	£12.50/day + tax
Parking	Free / bike stands	Mostly free bays	n/a	£0–£8/day + permits

How the numbers are built

Methodology & sources

Monthly figures are at 2026 prices; annual is monthly × 12 — transparent but slightly conservative for the Tube, since an annual TfL travelcard is somewhat cheaper than 12 monthly ones.

Zone 1–3 monthly travelcard, £201.60: Transport for London — tube and rail fares, 2026.
Small petrol car, ~£317/month running cost: a conservative small-car figure based on the RAC's car running-cost analysis — the RAC's average across new cars is markedly higher (~£545/month), so the index deliberately understates the car's cost.
ULEZ £12.50/day: TfL — Ultra Low Emission Zone. Congestion Charge £15/day (cars): TfL — Congestion Charge. Motorcycles and mopeds are exempt from the Congestion Charge; fully electric vehicles pay no ULEZ.
Moped and cargo e-bike: Moon Fleets all-inclusive subscription prices (servicing, GPS and anti-theft lock included; third-party insurance on the mopeds). Add ~£2/week home charging and, for mopeds only, a one-off CBT (~£130, valid 2 years).

Cite this index

The London Commute Cost Index is free to quote and reuse with attribution (CC BY 4.0). Suggested citation:

Moon Fleets, “London Commute Cost Index 2026”, moonfleets.com/compare/cost-of-commuting-london/ — updated July 2026.

Download the data as CSV →

Commute cost · answered

Frequently asked

What is the cheapest way to commute in London in 2026?

For a motor vehicle that takes you door-to-door, a no-licence electric cargo-bike subscription is the cheapest at about £125 a month all-inclusive. An electric moped subscription is £179 a month all-inclusive. Both undercut a Zone 1–3 Tube travelcard at £201.60 a month (2026 TfL pricing) and are far cheaper than running a small car, which the RAC puts at roughly £317 a month.

How much does commuting in London cost per year?

At 2026 prices, a Moon Fleets cargo e-bike is about £1,500 a year and an electric moped about £2,148 a year, both all-inclusive. A Zone 1–3 Tube travelcard works out to roughly £2,419 a year at the monthly rate (an annual travelcard is somewhat cheaper). Running a small car is about £3,800 a year before ULEZ and congestion charges.

Is an electric moped cheaper than a car or the Tube in London?

Yes on both counts for most commuters. An electric moped subscription at £179/month all-inclusive is below the £201.60 Zone 1–3 travelcard and well below a car. It also avoids the £12.50/day ULEZ charge and the £15/day Congestion Charge that a non-compliant car pays inside the zone, and there is no road tax.

What hidden costs should I add to an electric moped?

Two small ones. Home charging is roughly £2 a week (about £100 a year). A CBT — required only for the mopeds, not the cargo e-bikes — is a one-day course costing around £130 and valid for two years, so it amortises to a few pounds a month. Servicing, GPS and the lock are already in the subscription, as is third-party insurance on the mopeds.

Cut your commute cost in half

All-inclusive electric moped and cargo-bike subscriptions, £125–£289/month. Book a trial at our West London store.

Book a test ride → See pricing